DSCRInvestor Yield Index. Weekly Snapshot 2026-10-01
Updated 2026-10-01 · 19 metros · 30-yr 6.80% · Zillow metro price/rent data
Prepared by the DSCRRadar data team, which recomputes all 19 metro scores weekly from Zillow's public ZHVI and ZORI research files using the site's published Index methodology, applied identically to every metro so scores stay comparable week to week.
This week's full ranking of the metros DSCRRadar tracks. At a 6.80% financing rate with 25% down and a 40% expense load, 4 of 19 markets produce an estimated [DSCR](/dscr-loan-calculator) at or above the ~1.2 lender minimum. Scores run 0–100; 100 is the best cash-flow profile in the set this week.
| # | Metro | Score | Grade | Cap rate | DSCR |
|---|---|---|---|---|---|
| 1 | Cleveland, OH | 100 | A | 7.07% | 1.20 |
| 2 | Memphis, TN | 100 | A | 8.20% | 1.40 |
| 3 | Birmingham, AL | 100 | A | 8.43% | 1.44 |
| 4 | Chicago, IL | 100 | A | 6.93% | 1.18 |
| 5 | Dayton, OH | 100 | A | 13.07% | 2.23 |
| 6 | Tampa, FL | 89 | A | 6.15% | 1.05 |
| 7 | Indianapolis, IN | 87 | A | 6.07% | 1.03 |
| 8 | San Antonio, TX | 71 | A | 5.70% | 0.97 |
| 9 | Houston, TX | 71 | A | 5.69% | 0.97 |
| 10 | Kansas City, MO | 66 | A | 5.58% | 0.95 |
| 11 | Columbus, OH | 58 | B | 5.42% | 0.92 |
| 12 | Orlando, FL | 54 | B | 5.33% | 0.91 |
| 13 | Atlanta, GA | 51 | B | 5.25% | 0.90 |
| 14 | Charlotte, NC | 38 | C | 4.97% | 0.85 |
| 15 | Dallas, TX | 33 | C | 4.82% | 0.82 |
| 16 | Nashville, TN | 14 | D | 4.17% | 0.71 |
| 17 | Las Vegas, NV | 12 | D | 4.05% | 0.69 |
| 18 | Austin, TX | 10 | D | 3.95% | 0.67 |
| 19 | Phoenix, AZ | 7 | D | 3.80% | 0.65 |
How to read this
The score blends gross yield, cap rate, DSCR, and cash-on-cash. see the [methodology](/markets) and run any property's exact numbers in the [investment property calculator](/investment-property-calculator). Figures are model estimates from Zillow metro-level data, not appraisals or lender quotes. The all-metro [Investor Yield Index](/markets) page explains the assumptions in full.
Where rentals still cash-flow → Best states for DSCR loans →